Favours for credit

[h4yw0rthy]

Hi,

Just looking for a mod that will allow me to buy things from merchants or other people when I don't have enough money.

Part of this idea already exists (I think it's part of survival?) where you can say to an NPC, "I really need some boots" and the NPC sends you off to degrade yourself in front of somebody.  But I would like to see this concept extended to merchants where you have to do something to get the item (something the merchant has for sale, like some magic item) and then  you have a certain time period to pay back the money before they start sending people to get you.

This could result in a downward spiral of debt, interest,  and being forced to do more tasks in order to free yourself of debt. Could integrate with addiction, prostitution, being put in a pillory in the town centre where you are 'rented out' to passers by, etc.